The best small business insurance is commercial insurance you don’t have to think about. Greer Financial Services and Insurance gets you excellent small business insurance coverage in just a few minutes—so you can get back to running your company. Not only are we able to cover your business in Memphis, TN but the entire United States. Commercial property, general liability, workers' compensation and more are available.
Workers’ compensation insurance covers any injury or illness related to an employee’s job. If a member of your team gets sick or injured because of their work, workers’ comp will pay out for medical expenses and lost wages.
A Business Owner’s Policy (also known as BOP) is a bundle of important coverages that protects your small business from many kinds of liability and unforeseen circumstances. It includes many additional coverages that you might need—including general liability coverage, business interruption coverage, and business property coverage.
General liability insurance covers you and your small business if someone else makes a claim against you for bodily injury, property damage, or advertising injury.
A full commercial property insurance policy is actually two coverages. Business property insurance will pay out to rebuild or replace your building if it is ever destroyed or seriously damaged (say, due to vandalism or a natural disaster). Business personal property insurance covers movable property inside your building.
Business interruption coverage will pay out a financial benefit if your small business ever has to close for a covered reason. It’ll help you pay for payroll or the cost of renting a temporary location while you work hard to get your business operational again.
Professional liability insurance, also known as errors and omissions insurance, will pay out to cover the cost of a mistake that harms or negatively affects a client during a professional service. It’ll help cover your legal fees (as well as the cost of a lawsuit payout!) if you or your business are sued because of a covered mistake.
Each small business has unique needs and requires different types of business insurance. Similarly, how much you pay for your business insurance products depends on your business needs, where you operate, and what industry your business is in.
A Business Owner's Policy includes a general liability insurance policy, property insurance, and business interruption insurance (among several others!). Basically: if you purchase a BOP and workers’ comp, your small business will be covered for most risks.
Business interruption insurance provides a financial benefit if your business is ever forced to suspend operations for a covered reason. It will pay for rent or payroll expenses and replace some of your income while you work to get your business back up on its feet.
We would be proud to insure your business so you can focus on what matters most to you. We have specialists who know your business because we put our heart into protecting it.
Greer Financial Services and Insurance
3173 Kirby Whitten Suite 203b, Bartlett, Tennessee 38134, United States
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With the current state of the world, many people are realizing the importance of having life insurance. As the pandemic has shown us, unexpected events can happen, and it's essential to be prepared. As a life insurance agent, you provide peace of mind to families by helping them secure their financial future. Additionally, the life insurance industry is growing, and a high demand for agents exists. Now is the perfect time to consider becoming a life insurance agent.
We are now accepting licensed and unlicensed individuals. For a limited time, we are paying for the prelicensing class.